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Client Portal

Self Employed

Rumor has it, that less than half of sole traders pay into a pension, leaving them with inadequate funds and very little options when they reach retirement. But why, when there are so many benefits to having a personal pension?

Sole traders are entitled to 25% tax relief from the government on their contributions to a personal pension. This means that if you pay £100, the government will add £25.

Your pension can usually be passed onto your beneficiaries if you die before you are 75 years old.

Pension flexibility means that if you wish when you reach 55 years (57 from 2028) you can access your pension funds. This includes taking a lump sum of up to 25% of your overall pension fund tax-free.

Merlyn Wealth Management can assist you with setting up and maintaining a retirement plan that reflects your long-term future goals so you don’t have to worry about whether or not you can afford to retire.

Investments

We offer advice on a wide range of investments to help clients achieve their objectives.

Mortgages

Our mortgage experts can help you with a range of mortgage solutions.

Financial Protection

Our mortgage experts can help you with a range of mortgage solutions.

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Celebrations for Sam!

Sam is now fully qualified and out advising new clients on all aspects of their financial matters.

Proud Sponsors of Burnley Cricket Club.

Here's to a great cricket season!

We continue to support Burnley FC in the Community.

Merlyn Wealth Management ltd continue to support Burnley FC in the Community in their support to various organisations across the County.

Our New Financial Partner

Merlyn Wealth Management are delighted to announce that they are now aligned to Sandringham Financial Partners.

I would like to thank Brian Adams from Merlyn Wealth Management for his help over the last few months. I retired recently and was completely “in the dark” in relation to my workplace pensions and their worth. Brian spent some time with me and explained fully about their differing types, their tax implications, what I could expect to receive on a monthly basis and when best to implement any drawdowns to my advantage. Without his help, I would have struggled! I’m now fully au-fait with how my pensions work and more importantly, how they can work for me!

5/5
  • Review from Christine

Having met Brian 7 years ago to discuss my Tier 1 visa application requirements, he gave me the time to understand my needs and wishes and yet we didn’t complete any business at that stage. Some five years later I reapproached him and within 2 weeks he had conducted all due diligence and research and secured me the appropriate investment options enabling myself and my wife to relocate to the UK. He gave us exceptional and life changing advice and service allowing us to spend our retirement with our daughter, son-in-law, and granddaughter, now residing in Manchester. No words can express our gratitude for the services Brian provided to us.

This note is to express my gratitude for Brian’s consistent follow up and assistance during the past year to my Tier 1 Entrepreneur visa application. I wish to record again and I greatly appreciate the efforts Brian extended to me and my wife in achieving a successful outcome to our Entrepreneur UK visa application.

5/5
  • Review from Dr. Md Azizur Rahman

“Brian went through all the pros and cons of transferring my pension, and took the time to explain everything clearly. Now I understand the process I feel more confident in making the right decision.”

5/5
  • Review from David

“Having worked as self-employed for many years and not contributing to any form of pension or investments, I was excited to learn about the ways Merlyn could help me with saving for the future. I always found pensions and investments confusing and have always put off these types of discussion until a meeting with Sam at Merlyn Wealth Management was recommended.

Sam has been fantastic, he was able to speak to me at a level I understood and made things straightforward, Sam made me feel comfortable and explained all the different types of investments and the importance of financial safety blankets for the future. I now have peace of mind and finally paying into a form of pension which is financially affordable for me.

I cannot speak highly enough of Sam and will recommend him to anyone else in my position.”

5/5
  • Review from Laura Bottomley, Salon Owner
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© 2020 Merlyn Wealth Management

Merlyn Wealth Management Ltd is an appointed representative of Sandringham Financial Partners Ltd (‘Sandringham’) which is authorised and regulated by the Financial Conduct Authority. FCA Number: 581304. Registered Office: 5th Floor, 30 Market Street, Huddersfield, West Yorkshire, HD1 2HG. Registered in England and Wales No: 08022795. VAT Registered:235 323 781. Sandringham Financial Partners Ltd is a wholly owned subsidiary of M&G plc (Registered Number: 11444019).